It’s no secret that applying for a mortgage when you’re self-employed can be tough. Thankfully, we know how to help you make your property-owning dreams come true.

Self-employed individuals often times have difficulty securing mortgage loans because lenders view them as high-risk borrowers. This is because self-employed income is almost always fluctuating year after year and never 100% guaranteed. This makes verifying income in these situations much more complicated. Banks will request to provide a series of documents which include business financial statements, T1 generals, NOA’s, bank statements etc., in order to prove you as a borrower have a steady and secure income to support mortgage payments.

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