If you’re like most Canadian homeowners, your mortgage is one of the biggest financial commitments you’ve made. But here’s the thing most people don’t realize: your mortgage isn’t a one-and-done deal. Just because you signed for a certain rate or term years ago doesn't mean you have to stick with it forever. That’s where refinancing comes in.

The allure of rental income is undeniable. But is being a landlord the path to financial freedom or a recipe for headaches? This guide will help you decide! We'll explore three signs you're ready to invest in a rental property, along with crucial knowledge to navigate the exciting (and sometimes challenging) world of being a landlord.