You’ve found a home you love. You’ve run the numbers. You’re ready to get a mortgage. But then comes a surprise—you’re told you need to pass a mortgage stress test first.

Most people focus on getting the lowest mortgage rate. But there’s another, often overlooked, way to save thousands of dollars over the life of your mortgage—and that’s by using your prepayment privileges.

House hunting is thrilling! But between open houses, bidding wars, and location scouting, there's another crucial step: finding the right mortgage lender. This can feel overwhelming,  like navigating a maze of options and fine print. Fear not! Anton Dharmaseelan, your local mortgage agent, is here to be your guide. With these six tips, you'll transform that maze into a clear path to your dream home and the perfect mortgage to match!