Being self-employed in Canada comes with a lot of freedom—but when it’s time to apply for a mortgage, that freedom can sometimes feel like a disadvantage. If you’re running your own business, freelancing, or earning income from contracts or side hustles, you may already know that lenders don’t always see your income the way you do.
Having bad credit can be stressful and can make it difficult for individuals to achieve their financial goals. One major goal for most people is owning their own home. However, obtaining a mortgage with bad credit can be challenging, and many people have given up on the dream of homeownership altogether. At Anton Dharmaseelan Mortgages, A mortgage agent refers to a mediator who manages the mortgage process for businesses or people.In this blog post, we will explore the benefits of working with a mortgage agent for bad credit.
Taking out a second mortgage is a common phenomenon in Ontario, often used by individuals who need to access additional funds while already having an existing mortgage. Essentially, a second mortgage is an additional loan on a property, and it is secured by the same property that the first mortgage holder has already secured. If you’re considering taking out a second mortgage in Ontario, there are a few things you need to know before diving in. Read on for a comprehensive guide on how second mortgages work in Ontario.
Buying a home is one of the biggest investments you'll ever make in your life, and it's important to ensure that you're making a sound decision before committing. For first-time homebuyers, the process can be nerve-wracking, and it's easy to get overwhelmed by the financial, legal, and personal aspects of homeownership. At Anton Dharmaseelan Mortgages with a little bit of our guidance, the journey towards homeownership can be made smoother and less daunting. Here are eight essential tips for first-time homebuyers that can help you get started on the path to finding your dream home.